From Sai CPA Services
As 2025 winds down, it’s the perfect time to review your retirement savings strategy. Whether you’re contributing to a 401(k), IRA, or other retirement accounts, making the most of your annual limits can help secure your financial future and reduce your tax burden.
For 2025, you can contribute up to $23,000, plus an additional $7,500 catch-up contribution if you’re age 50 or older.
If your employer offers matching contributions, don’t leave that free money unclaimed.
Tax Advantages:
You can contribute up to $7,000 in 2025, or $8,000 if you’re 50 or older.
Keep in mind that Roth IRA eligibility depends on your income, so check whether you qualify before contributing.
Every dollar you contribute now grows tax-deferred (Traditional) or tax-free (Roth), compounding over time. Even small increases can lead to significant long-term gains.
Retirement may seem far off, but the earlier and more consistently you contribute, the greater your financial freedom later in life.
Let Sai CPA Services help you make informed, tax-efficient decisions before year-end.
Contact us today to schedule your year-end tax and retirement review.
SAI CPA Services offers expert tax, accounting, and financial solutions with 25+ years of experience. We ensure accuracy, compliance, and growth.
Copyright © 2025 – Powered by SAI CPA SERVICES
SAI CPA Services offers expert tax, accounting, and financial solutions with 25+ years of experience. We ensure accuracy, compliance, and growth.
Copyright © 2025 – Powered by SAI CPA SERVICES